:root{--primary: #8EC63E;--primary-hover: #7AB535;--primary-light: rgba(142, 198, 62, .15);--bg: #f1f1f1;--card-bg: #ffffff;--text: #333333;--text-secondary: #747474;--text-label: #141413;--border: #e0e0e0;--border-light: #eaeaea;--error: #e53935;--icon-green: #5DB100;--icon-green-bg: #EDF5E5;--radius: 8px;--radius-lg: 12px;--card-shadow: rgba(0,0,0,.2) 0 0 10px 0px;--font: "Asap", sans-serif}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font);color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased;font-size:16px;line-height:1.5}.watermark{position:fixed;top:0;right:0;bottom:0;left:0;display:flex;align-items:center;justify-content:center;pointer-events:none;z-index:9999;opacity:.04;font-size:120px;font-weight:900;letter-spacing:.3em;transform:rotate(-30deg);color:var(--text)}.header{background:var(--card-bg);border-bottom:3px solid var(--primary)}.header-inner{max-width:1080px;margin:0 auto;padding:18px 0;display:flex;align-items:center;gap:24px}.header-logo{height:40px}.header-title{flex:1;font-size:16px;font-weight:600;color:var(--text-secondary)}.header-phone{font-size:13px;color:var(--text);white-space:nowrap}.content-area{max-width:1080px;margin:0 auto;padding:24px 0 32px}.step-indicator{background:var(--card-bg);border-radius:var(--radius-lg);padding:20px 32px;text-align:center;box-shadow:var(--card-shadow);margin-bottom:20px}.step-indicator h2{font-size:20px;font-weight:700;color:var(--text);margin-bottom:8px}.step-indicator h2 span{font-weight:700}.progress-bar{height:4px;background:var(--border-light);border-radius:2px;overflow:hidden}.progress-bar-fill{height:100%;background:var(--primary);border-radius:2px;transition:width .3s ease}.main-layout{display:flex;gap:20px;align-items:stretch}.form-column{flex:1;min-width:0}.chat-column{width:310px;flex-shrink:0;align-self:stretch}#chat-container{width:100%;height:100%;max-height:600px;position:sticky;top:20px;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--card-shadow);background:var(--card-bg)}.ap-trigger-btn{display:none!important}body>.ap-chat-window{display:none!important}.form-card{background:var(--card-bg);border-radius:var(--radius-lg);padding:50px 20px;box-shadow:var(--card-shadow)}.form-card h3{font-size:20px;font-weight:700;text-align:center;margin-bottom:24px;color:var(--text)}.form-section{margin-bottom:24px}.form-section h4{font-size:18px;font-weight:700;text-align:center;margin:32px 0 16px}.card-selector{display:flex;gap:25px;justify-content:center;margin-bottom:24px}.card-option{flex:1;max-width:240px;border:2px solid var(--border);border-radius:var(--radius-lg);padding:28px 20px;text-align:center;cursor:pointer;transition:all .2s;background:var(--card-bg)}.card-option:hover,.card-option.selected{border-color:var(--primary)}.card-option-icon{width:60px;height:60px;margin:0 auto 12px;display:flex;align-items:center;justify-content:center}.card-option-icon img{width:60px;height:60px}.card-option-label{font-size:16px;font-weight:600;color:var(--text)}.field-group{margin-bottom:20px}.field-label{display:block;font-size:14px;font-weight:500;color:var(--text-label);margin-bottom:6px}.field-label .optional{color:var(--text-secondary);font-weight:400;font-size:13px}.field-input{width:100%;padding:12px 16px;border:1px solid var(--border);border-radius:var(--radius);font-family:var(--font);font-size:16px;color:var(--text);background:var(--card-bg);transition:border-color .2s}.field-input:focus{outline:none;border-color:var(--primary)}.field-input::placeholder{color:#bbb}.field-select{-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%238EC63E' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}.field-error{color:var(--error);font-size:13px;margin-top:4px}.radio-inline{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}.radio-inline .radio-label-text{font-size:15px;color:var(--text-label)}.radio-inline .radio-options{display:flex;gap:16px}.radio-option{display:flex;align-items:center;gap:6px;cursor:pointer;font-size:15px;color:var(--text)}.radio-option input[type=radio]{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:20px;height:20px;border:2px solid var(--border);border-radius:50%;cursor:pointer;position:relative;transition:border-color .2s}.radio-option input[type=radio]:checked{border-color:var(--primary)}.radio-option input[type=radio]:checked:after{content:"";position:absolute;top:3px;left:3px;width:10px;height:10px;border-radius:50%;background:var(--primary)}.checkbox-option{display:flex;align-items:center;gap:10px;padding:12px 16px;border:1px solid var(--border);border-radius:var(--radius);margin-bottom:8px;cursor:pointer;transition:border-color .2s}.checkbox-option:hover{border-color:var(--primary)}.checkbox-option.checked{border-color:var(--primary);background:var(--primary-light)}.checkbox-option input[type=checkbox]{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:20px;height:20px;border:2px solid var(--border);border-radius:4px;cursor:pointer;flex-shrink:0;position:relative}.checkbox-option input[type=checkbox]:checked{background:var(--primary);border-color:var(--primary)}.checkbox-option input[type=checkbox]:checked:after{content:"✓";position:absolute;top:-1px;left:3px;font-size:14px;color:#fff;font-weight:700}.info-box{background:#faf9f5;border:1px solid var(--border-light);border-radius:var(--radius);padding:16px 20px;margin:16px 0;font-size:14px;color:var(--text-secondary);line-height:1.6}.info-box strong{color:var(--text)}.form-nav{display:flex;gap:16px;margin-top:32px;justify-content:center}.btn{padding:14px 32px;border-radius:var(--radius);font-family:var(--font);font-size:16px;font-weight:600;cursor:pointer;transition:all .2s;display:flex;align-items:center;gap:8px}.btn-primary{background:var(--primary);color:#fff;border:none}.btn-primary:hover{background:var(--primary-hover)}.btn-secondary{background:#fff;color:var(--text);border:1px solid var(--border)}.btn-secondary:hover{background:#f5f5f5}.risk-card{border:2px solid var(--border);border-radius:var(--radius);padding:20px;margin-bottom:16px;cursor:pointer;transition:all .2s}.risk-card.selected{border-color:var(--primary);background:var(--primary-light)}.risk-card.locked{border-color:#e8d48b;background:#fdf8e8;cursor:default}.risk-card-header{display:flex;align-items:center;gap:12px;margin-bottom:8px}.risk-card-title{font-size:16px;font-weight:600}.risk-card-badge{font-size:12px;padding:4px 10px;border-radius:4px;background:#e8d48b;color:var(--text);margin-left:auto}.risk-card-desc{font-size:14px;color:var(--text-secondary)}.summary-section{margin-bottom:24px}.summary-section-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.summary-section-header h4{font-size:16px;font-weight:700;text-align:left;margin:0}.summary-edit{color:var(--primary);font-size:14px;cursor:pointer;text-decoration:none}.summary-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--border-light);font-size:14px}.summary-row-label{color:var(--text-secondary)}.summary-row-value{font-weight:600}.footer{background:#333;color:#ccc;padding:24px 32px;display:flex;justify-content:space-between;font-size:13px;margin-top:48px}.footer a{color:#ccc;text-decoration:none}.footer a:hover{color:#fff}@media(max-width:1120px){.content-area{padding-left:20px;padding-right:20px}.main-layout{flex-direction:column}.chat-column{width:100%}.card-selector{flex-direction:column;align-items:center}.card-option{max-width:100%}}